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preautorización de tarjeta de crédito

The process of verifying the credit card holder's identification and credit worthiness before a sales order is processed and fulfilled. The merchant asks the credit card company to reduce the customer’s credit line by the invoice amount without charging the account. The preauthorization usually expires after a fixed period of time defined by the credit card processor.

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de
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Function words; prepositions; this one is a duplication.

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entidad financiera de depósito
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The bank or financial institution that the payment format file is transmitted to for processing.

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