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զեղչ

1. Any reduction in price or value, especially when below a stated or normal price. 2. To buy or sell commercial paper at a price below face value to account for interest to accrue before maturity. 3. To attach a lower weight to the importance -- or utility derived from -- one thing compared to another, as in time preference that discounts later consumption compared to earlier.

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բանավոր հմտություններ

skills or abilities in oral speech, ability of speech, fluency in speaking